How your information is collected, used, and protected when you interact with lancemulu.com.au
This website is operated by Lance Mulu, trading as Lance Mulu Consulting, based in Sydney, Australia ("I", "me", or "my"). This Privacy Policy explains how I collect, use, disclose, and safeguard your personal information when you visit lancemulu.com.au or any associated pages, including lancemulu.com.au/first-home-guarantee-lenders.
By using this website or submitting your information through any form on this site, you agree to the terms of this Privacy Policy.
I collect personal information that you voluntarily provide when you:
The information collected may include your first name, last name, email address, phone number, and any details you provide in free-text fields such as your buying timeline, questions, or current situation.
I do not collect sensitive information such as financial account details, tax file numbers, or credit card information through this website.
Your personal information is used solely for the purposes for which it was collected, including:
I will never use your information to send unsolicited commercial messages unrelated to the services you have expressed interest in.
This website uses the following third-party services to process and manage your information:
I do not sell, rent, or trade your personal information to any third parties for marketing purposes.
If you opt in to receive email updates or educational content, you may unsubscribe at any time by clicking the unsubscribe link in any email I send, or by contacting me directly at .
I aim to send only relevant, useful content related to home buying, borrowing strategy, and property in Australia. I do not send unsolicited emails.
This website may use basic analytics tools to understand how visitors interact with the site (such as which pages are visited and how long visitors stay). This data is aggregated and not linked to any individual's personal information.
No tracking cookies are used for advertising or retargeting purposes.
I take reasonable steps to protect your personal information from misuse, interference, loss, unauthorised access, modification, or disclosure. All form submissions are transmitted via secure, encrypted connections (HTTPS).
However, no method of transmission over the internet is 100% secure. While I strive to protect your information, I cannot guarantee absolute security.
You have the right to request access to the personal information I hold about you, and to request correction of any inaccurate information. To make such a request, please contact me at . I will respond within a reasonable timeframe.
The content on this website, including all articles, videos, downloadable resources, and consultation services, is based on my past experience as a licensed mortgage broker and real estate agent (NZ-based). It is intended for educational and informational purposes only and does not constitute financial, legal, or property advice.
I am not a currently licensed mortgage broker or real estate agent in Australia. Always engage appropriately licensed professionals for advice specific to your situation.
I may update this Privacy Policy from time to time. Any changes will be reflected on this page with an updated date at the top. Continued use of this website after any changes constitutes your acceptance of the revised policy.
If you have any questions about this Privacy Policy or how your personal information is handled, please contact me directly:
Sydney, Australia
Email:
Website: lancemulu.com.au