Three calculators built for Australian home buyers. Run your numbers, understand what they mean, and move forward with clarity.
Stamp duty is one of the biggest hidden costs of buying — and the amount varies significantly by state, property value, and whether you're a first home buyer. This calculator includes first home buyer concessions and exemptions for all Australian states.
Understanding what you'll actually pay each week, fortnight, or month — and how much of that is interest — is essential before you sign anything. This calculator shows you the full picture including total interest over the life of the loan.
Even an extra $200/month on your repayment can cut years off your loan and save tens of thousands in interest. Run the numbers before you settle on the minimum.
This is the number that determines what you can actually buy. This estimator uses lender serviceability principles including the 3% stress-test buffer required by APRA — so the figure is realistic, not just a number to make you feel good.